International Day for the Eradication of Poverty
17th October marks the International Day for the Eradication of Poverty. On this day, we work togetherto show care, support, and co-create solutions that help combat poverty. In light of this year’s theme of Ending social and institutional maltreatment by ensuring respect and effective support for families, our Financial Advocacy Caseworker has compiled simple yet effective advice for people in Scotland to better manage their finances. Read through on how to save money and get advice this Winter!
Track Your Spending
Small things can lead to big change. As the weather grows gloomy, try making a simple spending tracker using your platform of choice – be it a spreadsheet, word document, or even just using a pen and paper. Things to include in this are your income, and what you spend it on. This will help you to better understand where your money goes and where to save money, helping your income go a longer way to cover your essentials. A spending trackers is the single best way to better understand your finances and where they go each month!
Know Your Priorities
With the festive period right around the corner, it can be tempting to splurge on unessential items. However, you must always prioritise your essential bills. Food, rent, council tax and utilities must always take priority over other purchases and even other bills. If you or someone you know is struggling to pay such essential bills, always reach out to the relevant body to discuss financial difficulties, being transparent and realistic.
Save on Energy
Always check you are on the correct energy tariffs – price comparison websites like Money Saving Expert can help you find the best deals! A little goes a long way, so be mindful of small things that add up in the long term, like switching off plugs and lights that aren’t being used.
Get Local Support
Access community support. There is much support available through community groups and food banks. Ask other people in your community and local council for advice on the nearest community groups and food banks.
Speak to Our Financial Advocate
Get financial help from Amina MWRC’s Financial Advocate. Our advocate offers free and confidential support for those in need, who are struggling to make ends meet. Our Advocate can apply to various funds on your behalf to help meet your needs. This support is exclusively available to Muslim & Minority Ethnic women in Scotland. If you do not meet this criteria but require financial support or advice, please contact MoneyHelper, StepChange, or Citizens Advice, for free confidential support and are there to help people in need and cannot make ends meet.